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Paksavings logo featuring a green crescent and gold star symbolizing savings and financial growth in Pakistan.
PakSavings

Save, Invest, Grow

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The Savings Starter Pack: How to Invest PKR 100,000 in Pakistan

Faisal Arshad, April 24, 2026April 24, 2026

So, you have managed to save PKR 100,000. You might be thinking, “1 lakh se kia hi hojaiga?” Well, this amount may be the perfect base to launch your investment journey if you know where to put it. So, here we present the savings starter pack if you have managed…

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Financial News & Analysis

Petrol Price in Pakistan Today (Live Update – April 2026)

Faizan, April 24, 2026October 6, 2026

Petrol Price Update:
As per the latest government announcement, petrol is currently priced at Rs. 366/- per litre in Pakistan.

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Personal Finance Basics

Shares vs Debentures: Where you should put your Money in 2026

Faizan, April 11, 2026April 11, 2026

Shares represent ownership in a company and offer variable returns through dividends and price growth, while debentures are loans to a company that provide fixed, predictable income. In Pakistan, investors often combine both to balance risk and returns.

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Gen Z Savings

Why Gen Z has Stopped Saving

Faisal Arshad, April 9, 2026April 13, 2026

Gen Z in Pakistan is increasingly abandoning traditional saving habits due to rising inflation, stagnant salaries, and unaffordable real estate. This phenomenon, known as financial nihilism, is reshaping spending and investment behaviors. Discover the causes, risks, and practical strategies young Pakistanis can adopt to regain financial stability.

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Financial News & Analysis

Make Smart Investment Choices As Oil Prices Rise

Tahir Muhammad, April 8, 2026April 8, 2026

Rising oil prices present a serious macroeconomic challenge —driving inflation, weakening the rupee, and slowing industrial growth. However, within this uncertainty lies opportunity. By focusing your savings and investment portfolio on resilient sectors such as renewable energy, consumer goods, banking, and agriculture, you would not only safeguard your wealth but also position for long-term gains.

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Personal Finance Basics

What Should Your Investment Portfolio Look Like in 2026?

Tahir Muhammad, April 6, 2026April 7, 2026

We find that Gold and silver may still give extraordinary returns in 2026 provided the war-situation improves. Mutual funds may provide stability and ease. REIT is offering steady income but slower growth, with property market likely to expand after major decline in 2025, so an amount equal to mutual funds i.e. 20 percent may be invested here.

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Personal Finance Basics

Why Your Salary Feels Stuck in Pakistan (2026) And What Smart Earners Are Doing About It

Zara Ahmed, April 4, 2026April 4, 2026

Even if your salary hasn’t changed, inflation in Pakistan is reducing your purchasing power. In 2026, rising living costs and slow salary growth are making it harder to save. Here’s why it’s happening — and what you can do about it.

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Personal Finance Basics

Should Pakistanis Save in PKR or USD in 2026? (Real Strategy to Beat Inflation)

Faizan, April 3, 2026April 3, 2026

In 2026, Pakistanis should not rely only on PKR or USD for savings. A smart strategy is to diversify between PKR (for expenses), USD (for protection), gold, and investments to protect against inflation and currency depreciation.

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Banking & Financial Products

Teenagers in Pakistan Can Now Open Bank Accounts Independently: SBP’s New Policy Explained

Faizan, April 2, 2026April 2, 2026

The State Bank of Pakistan now allows teenagers aged 13–17 to independently open and operate bank accounts. This move aims to boost financial literacy, increase digital banking adoption, and promote a savings culture among Pakistan’s youth.

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Personal Finance Basics

Savings vs Investments in Pakistan: Where Should You Put Your Money in 2026?

Faizan, April 1, 2026April 3, 2026

Savings means keeping money safe with low risk and stable returns, while investments involve higher risk but offer better long-term growth. In Pakistan, a balanced approach using savings for security and investments for wealth building is the smartest strategy in 2026.

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