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Paksavings logo featuring a green crescent and gold star symbolizing savings and financial growth in Pakistan.
PakSavings

Save, Invest, Grow

Tag: savings

Personal Finance Basics

Retirement Planning: Is Age 35 Too Late to Start?

Faisal Arshad, April 29, 2026April 29, 2026

Retirement Planning often feels like a luxury. However, with rising inflation and the shifting nature of traditional pensions, securing your financial future is no longer optional—it is a necessity.

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Financial News & Analysis

Government Fuel Saving Policy in Pakistan During Iran–USA/Israel War (Updated 31 March 2026)

Faizan, March 23, 2026April 3, 2026

What is the government fuel saving policy in Pakistan (2026)?

Pakistan’s fuel saving policy focuses on reducing fuel consumption without increasing petrol prices for the general public. The government has increased the High Octane levy by Rs200 per litre, targeting luxury vehicles, while keeping petrol and diesel prices unchanged to control inflation.

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Banking & Financial Products

Safe Investment Options in Pakistan for Monthly Investors

Faizan, March 14, 2026April 3, 2026

Recently, a 25-year-old reader shared his financial situation and asked for advice. He says I am Earning PKR 130,000/-. Where Should I Invest PKR 30,000 Every Month in Pakistan? Many young professionals in Pakistan face a similar situation. They earn a decent income, but still struggle to build meaningful savings….

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Personal Finance Basics

Real Estate Myths in Pakistan: Why Property Is Not Always the Best Investment

Faizan, March 11, 2026April 3, 2026

Why Real Estate Became Pakistan’s Favorite Investment In Pakistan, real estate enjoys a special reputation. For decades, the common advice given to anyone with savings has been simple: “Buy a plot.” Many people believe property is the only safe investment, but tying up all your money in real estate can…

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Personal Finance Basics

Supermarket Discount Card Savings: How Much You Can Save from Imtiaz, Carrefour and Other Stores

Faizan, March 8, 2026April 3, 2026

Inflation has become a daily reality in Pakistan. Once manageable grocery bills now feel heavier every month. Whether you are shopping for a family or living alone, supermarket spending can easily take a large share of your monthly income. Many retail stores offer loyalty or membership discounts that can reduce…

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Banking & Financial Products

Savings Plans Offered by JazzCash, Easypaisa and UPaisa in Pakistan

Faizan, March 8, 2026April 3, 2026

With inflation rising and the cost of living increasing across Pakistan, many people are looking for simple and convenient ways to save money. Traditional bank savings accounts are still common, but digital wallets such as JazzCash, Easypaisa, and UPaisa have introduced new savings options that allow users to earn profit…

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Personal Finance Basics

Saving Tips for Daily Transport

Faizan, March 2, 2026April 3, 2026

Saving Tips for Daily Transport: Reduce Bike, Car & Public Transport Costs In today’s economic climate, transport costs can quickly eat into your monthly budget. Whether you ride a bike, drive a car, or rely on buses and trains. The recent escalation of war in the region and the Government…

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Banking & Financial Products

Mutual Funds in Pakistan: Complete Beginner’s Guide to Investing Safely (2026)

Zara Ahmed, December 13, 2025April 3, 2026

A mutual fund is an investment vehicle where multiple people pool their money, and a professional fund manager invests this money in various assets — such as stocks, bonds, or other financial instruments.

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Personal Finance Basics

How Much to Spend on Child Education in Pakistan?

Faizan, November 30, 2025April 3, 2026

With so many private schools — from elite international institutions to low-cost chains — the spectrum of fees here is wide, and the choices makes obviously most of us confused . As a personal finance advisor, my goal is to help you make a smart, sustainable decision—one that gives your child quality education without compromising your overall financial stability.

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Personal Finance Basics

How to Increase Savings in Pakistan (Practical Tips for 2026)

Farhan Ahmed, November 28, 2025April 3, 2026

Pakistan has been hit by worst inflation, unemployment and loss of purchasing power over the past few years. People have been seeing nightmare after nightmare  as electricity and fuel prices soared, groceries became expensive, recreation and socializing went out of budget, while the  salaries and business profits remained stagnant. With reducing purchasing power, it has become crucial for middle-class people to take better control of their finances and make adequate savings. Here are some best saving tips for you to follow in the face of a slowing economy of the country.

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