Personal Finance Basics BC Committee in Pakistan: Smart Saving Tool or Hidden Loss Against Inflation? (2026 Guide) Faisal Arshad, March 28, 2026April 3, 2026 A BC (committee) in Pakistan is a rotating savings system where members contribute monthly and receive a lump sum once. While useful for short-term liquidity, BCs often fail to beat inflation, especially if you receive the payout late. Understanding risks like defaults, fraud, and inflation impact is essential before joining. Continue Reading
Personal Finance Basics Top Dividend Paying Companies in Pakistan 2026 Faisal Arshad, March 25, 2026April 3, 2026 Top Dividend Paying Stocks in Pakistan (2026) – Earn Passive Income Beyond Bank Savings Continue Reading
Personal Finance Basics Gold vs National Savings Pakistan 2026: Where Smart Investors Are Moving Money Farhan Ahmed, March 25, 2026April 3, 2026 Gold vs National Savings: Which Is Better in Pakistan (2026 Guide) Continue Reading
Personal Finance Basics Are Falling National Savings Rates Killing Your Returns? Best Investment Options in Pakistan (2026 Guide) Faizan, March 24, 2026April 3, 2026 Falling National Savings rates in Pakistan are reducing real returns due to high inflation. In 2026, investors should diversify into stocks, mutual funds, gold, and real estate instead of relying solely on NSS for better long-term growth. Continue Reading
Banking & Financial Products New Government Home Loan Scheme 2026 in Pakistan – Eligibility, 5% Interest & How to Apply (Complete Guide) Faizan, March 20, 2026April 3, 2026 The New Government Home Loan Scheme 2026 in Pakistan is a subsidized housing finance program that offers loans up to Rs. 1 crore at around 5% interest. It is designed for first-time home buyers, especially low- and middle-income individuals, and allows financing for buying, building, or renovating a house with long repayment periods. Continue Reading
Financial News & Analysis Is Solar Still Worth It in Pakistan in 2026? Net Metering Changes Explained Zara Ahmed, March 18, 2026April 3, 2026 Is solar still worth it in Pakistan in 2026? Solar is still worth it in Pakistan in 2026, but mainly for reducing electricity bills rather than earning through net metering. Due to new net billing rules and lower export rates, the focus has shifted toward maximizing self-consumption and protecting against rising electricity tariffs. Continue Reading
Financial News & Analysis Interest Rate Cut in Pakistan: Is It Good or Bad for Your Savings in 2026? Farhan Ahmed, March 18, 2026April 3, 2026 Is the interest rate cut in Pakistan good or bad for savings? The recent interest rate cut in Pakistan is generally bad for savers because bank profit rates decrease while inflation especially due to rising fuel prices reduces real returns. However, it can benefit borrowers and investors looking for growth opportunities. Continue Reading
Personal Finance Basics Gold vs Property vs Car: Which Asset Should You Sell in Pakistan? Faizan, March 15, 2026April 3, 2026 A reader recently asked an interesting financial question that many Pakistanis can relate to. The situation is simple: they already have 10 lakh in cash and want to buy a car worth around 20 lakh. To arrange the remaining amount, they are considering selling 1–2 tolas of gold. Initially, the… Continue Reading
Personal Finance Basics Stable Job in Pakistan: Should You Still Go Abroad? Faizan, March 15, 2026April 3, 2026 Recently, a reader shared his situation: He is working in a well-established professional role, earning a decent monthly salary of 150k – 200K, living in their own home, and supporting their family while still managing to save a portion of their income (around 20K). Increasing income is important, but learning… Continue Reading
Banking & Financial Products Safe Investment Options in Pakistan for Monthly Investors Faizan, March 14, 2026April 3, 2026 Recently, a 25-year-old reader shared his financial situation and asked for advice. He says I am Earning PKR 130,000/-. Where Should I Invest PKR 30,000 Every Month in Pakistan? Many young professionals in Pakistan face a similar situation. They earn a decent income, but still struggle to build meaningful savings…. Continue Reading