Banking & Financial Products New Government Home Loan Scheme 2026 in Pakistan – Eligibility, 5% Interest & How to Apply (Complete Guide) Faizan, March 20, 2026April 3, 2026 The New Government Home Loan Scheme 2026 in Pakistan is a subsidized housing finance program that offers loans up to Rs. 1 crore at around 5% interest. It is designed for first-time home buyers, especially low- and middle-income individuals, and allows financing for buying, building, or renovating a house with long repayment periods. Continue Reading
Financial News & Analysis Is Solar Still Worth It in Pakistan in 2026? Net Metering Changes Explained Zara Ahmed, March 18, 2026April 3, 2026 Is solar still worth it in Pakistan in 2026? Solar is still worth it in Pakistan in 2026, but mainly for reducing electricity bills rather than earning through net metering. Due to new net billing rules and lower export rates, the focus has shifted toward maximizing self-consumption and protecting against rising electricity tariffs. Continue Reading
Financial News & Analysis Interest Rate Cut in Pakistan: Is It Good or Bad for Your Savings in 2026? Farhan Ahmed, March 18, 2026April 3, 2026 Is the interest rate cut in Pakistan good or bad for savings? The recent interest rate cut in Pakistan is generally bad for savers because bank profit rates decrease while inflation especially due to rising fuel prices reduces real returns. However, it can benefit borrowers and investors looking for growth opportunities. Continue Reading
Personal Finance Basics Gold vs Property vs Car: Which Asset Should You Sell in Pakistan? Faizan, March 15, 2026April 3, 2026 A reader recently asked an interesting financial question that many Pakistanis can relate to. The situation is simple: they already have 10 lakh in cash and want to buy a car worth around 20 lakh. To arrange the remaining amount, they are considering selling 1–2 tolas of gold. Initially, the… Continue Reading
Personal Finance Basics Stable Job in Pakistan: Should You Still Go Abroad? Faizan, March 15, 2026April 3, 2026 Recently, a reader shared his situation: He is working in a well-established professional role, earning a decent monthly salary of 150k – 200K, living in their own home, and supporting their family while still managing to save a portion of their income (around 20K). Increasing income is important, but learning… Continue Reading
Banking & Financial Products Safe Investment Options in Pakistan for Monthly Investors Faizan, March 14, 2026April 3, 2026 Recently, a 25-year-old reader shared his financial situation and asked for advice. He says I am Earning PKR 130,000/-. Where Should I Invest PKR 30,000 Every Month in Pakistan? Many young professionals in Pakistan face a similar situation. They earn a decent income, but still struggle to build meaningful savings…. Continue Reading
Personal Finance Basics Real Estate Myths in Pakistan: Why Property Is Not Always the Best Investment Faizan, March 11, 2026April 3, 2026 Why Real Estate Became Pakistan’s Favorite Investment In Pakistan, real estate enjoys a special reputation. For decades, the common advice given to anyone with savings has been simple: “Buy a plot.” Many people believe property is the only safe investment, but tying up all your money in real estate can… Continue Reading
Banking & Financial Products Mutual Funds in Pakistan: Complete Beginner’s Guide to Investing Safely (2026) Zara Ahmed, December 13, 2025April 3, 2026 A mutual fund is an investment vehicle where multiple people pool their money, and a professional fund manager invests this money in various assets — such as stocks, bonds, or other financial instruments. Continue Reading
Banking & Financial Products Is Your Portfolio Underperforming? Use This Performance Comparison Tool Farhan Ahmed, December 11, 2025April 3, 2026 Monitoring your portfolio over different time periods shows whether your investments are consistently effective. Continue Reading
Personal Finance Basics How to Increase Savings in Pakistan (Practical Tips for 2026) Farhan Ahmed, November 28, 2025April 3, 2026 Pakistan has been hit by worst inflation, unemployment and loss of purchasing power over the past few years. People have been seeing nightmare after nightmare as electricity and fuel prices soared, groceries became expensive, recreation and socializing went out of budget, while the salaries and business profits remained stagnant. With reducing purchasing power, it has become crucial for middle-class people to take better control of their finances and make adequate savings. Here are some best saving tips for you to follow in the face of a slowing economy of the country. Continue Reading