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Paksavings logo featuring a green crescent and gold star symbolizing savings and financial growth in Pakistan.
PakSavings

Save, Invest, Grow

Category: Personal Finance Basics

This category covers the fundamentals of personal finance in Pakistan, including budgeting, saving strategies, expense tracking, and financial planning. It is ideal for beginners looking to build a strong financial foundation and take control of their money.

Financial News & Analysis

Is Solar Still Worth It in Pakistan in 2026? Net Metering Changes Explained

Zara Ahmed, March 18, 2026April 3, 2026

Is solar still worth it in Pakistan in 2026?
Solar is still worth it in Pakistan in 2026, but mainly for reducing electricity bills rather than earning through net metering. Due to new net billing rules and lower export rates, the focus has shifted toward maximizing self-consumption and protecting against rising electricity tariffs.

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Banking & Financial Products

Best Bank Accounts for Salaried Persons in Pakistan (2026 Guide)

Farhan Ahmed, March 17, 2026April 3, 2026

For most salaried individuals in Pakistan, the first financial decision they make is opening a salary account. Choosing the best bank account for salaried persons in Pakistan can significantly improve how you manage your monthly income, pay bills, and establish long-term savings. Managing a salary account wisely is also the…

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Personal Finance Basics

Gold vs Property vs Car: Which Asset Should You Sell in Pakistan?

Faizan, March 15, 2026April 3, 2026

A reader recently asked an interesting financial question that many Pakistanis can relate to. The situation is simple: they already have 10 lakh in cash and want to buy a car worth around 20 lakh. To arrange the remaining amount, they are considering selling 1–2 tolas of gold. Initially, the…

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Personal Finance Basics

Stable Job in Pakistan: Should You Still Go Abroad?

Faizan, March 15, 2026April 3, 2026

Recently, a reader shared his situation: He is working in a well-established professional role, earning a decent monthly salary of 150k – 200K, living in their own home, and supporting their family while still managing to save a portion of their income (around 20K). Increasing income is important, but learning…

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Banking & Financial Products

Safe Investment Options in Pakistan for Monthly Investors

Faizan, March 14, 2026April 3, 2026

Recently, a 25-year-old reader shared his financial situation and asked for advice. He says I am Earning PKR 130,000/-. Where Should I Invest PKR 30,000 Every Month in Pakistan? Many young professionals in Pakistan face a similar situation. They earn a decent income, but still struggle to build meaningful savings….

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Personal Finance Basics

09 Smart Grocery Shopping Tips (Save Money on Food)

Zara Ahmed, March 13, 2026April 3, 2026

Inflation has become one of the biggest financial challenges for households in Pakistan. In the past few years, electricity bills have increased, fuel prices have risen, and groceries have become much more expensive. As a result, many families now feel that their monthly salary runs out faster than before One…

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Personal Finance Basics

Real Estate Myths in Pakistan: Why Property Is Not Always the Best Investment

Faizan, March 11, 2026April 3, 2026

Why Real Estate Became Pakistan’s Favorite Investment In Pakistan, real estate enjoys a special reputation. For decades, the common advice given to anyone with savings has been simple: “Buy a plot.” Many people believe property is the only safe investment, but tying up all your money in real estate can…

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Personal Finance Basics

Supermarket Discount Card Savings: How Much You Can Save from Imtiaz, Carrefour and Other Stores

Faizan, March 8, 2026April 3, 2026

Inflation has become a daily reality in Pakistan. Once manageable grocery bills now feel heavier every month. Whether you are shopping for a family or living alone, supermarket spending can easily take a large share of your monthly income. Many retail stores offer loyalty or membership discounts that can reduce…

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Banking & Financial Products

Savings Plans Offered by JazzCash, Easypaisa and UPaisa in Pakistan

Faizan, March 8, 2026April 3, 2026

With inflation rising and the cost of living increasing across Pakistan, many people are looking for simple and convenient ways to save money. Traditional bank savings accounts are still common, but digital wallets such as JazzCash, Easypaisa, and UPaisa have introduced new savings options that allow users to earn profit…

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Personal Finance Basics

Saving Tips for Daily Transport

Faizan, March 2, 2026April 3, 2026

Saving Tips for Daily Transport: Reduce Bike, Car & Public Transport Costs In today’s economic climate, transport costs can quickly eat into your monthly budget. Whether you ride a bike, drive a car, or rely on buses and trains. The recent escalation of war in the region and the Government…

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